You can be ready to go in as little as 30 days from your initial implementation call! 0000012607 00000 n Bywater provides employee benefits and group health insurance to small to mid size employers in the Cleveland-Elyria, OH Metro Area. I find Bill Bywater to have high integrity, hes part of the local community, his roots are here, and he hires great people. Whether it is claims processing, enrollment, workers compensation or HR data management, we will continue to help meet your benefit plan administration needs. 0000001617 00000 n show more Find the Cheapest Insurance Type Joe Doremus, All American Boulevard Warehouses. 0000001296 00000 n Implementation & integration is seamless, as we bring 30 years of expertise & technology to your clients. We help employers manage their health plans with ease, ensuring your employees are using their benefits optimally. With over 30 years experience, the CWIBenefits Third Party Administrator (TPA) Platform is the trusted service and benefits technology platform of Employers, Health Plans, and Benefits Administrators. Cigna/GreatWest: 1-800-244-6224: www.cigna.com: Clear Spring Healthcare: 1-877-364-4566: www . Bywater is an international management firm providing Strategic Services; such as performance improvement, strategic planning & implementation, and cost containment, and Corporate Growth Services; such as acquisitions and divestitures, merger integration and new product development. 0000014090 00000 n For 30 years, we have been lighting the way to better health by providing our customers an easier way to have products delivered directly to their door. hZn> Z,Y( B>"I(urHY*UY+;UeC+T]*hhsU72oreCg*8UH\paV3&3!&T1X%0IU This means you have access to Cigna's In-Network providers and . Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of South Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see They are more than a company, they are a friend, and they make sure you are taken care of, they make sure your needs on the real estate side or the management side are taken care of and theyre always there to help you. Commercial/Group Products Chattanooga, TN 37422-7223. - Unresponsive, confusing processes even for their own customer service reps; Customer service was prompt in answering my call and also resolving the problem I had with a provider. Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (LINA) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (NYLGICNY) (New York, NY), formerly known as Cigna Life Insurance Company of New York. 0000014378 00000 n This information is not currently maintained by, endorsed by or affiliated with, Religious, Civic and Social Organizations. Switching to a self-funded plan is easier when you have a trusted partner to help guide you. Thank you. Expect a dedicated point of contact for customer service, who streamlines communication and provides you and your members with personal, knowledgeable support. Cigna is more than a health insurance company. Oct 4, 2016. 0000009397 00000 n Orlando, FL 32801 ", For Member/Provider Customer Service, please call. ", "I appreciate your responsiveness and really looking forward to our partnership with Bywater in 2022 ", "You are setting the bar pretty high at Bywater!!! 0000005049 00000 n K`|1/I?8u/*bo>$C to be added in. CT - Cigna HealthCare of Connecticut, Inc. IL - Cigna HealthCare of Illinois, Inc. and Cigna HealthCare of St. Louis, Inc. 0000007851 00000 n In New Jersey, patient care services for worksite health and wellness centers are provided by Alegis Care, New Jersey, P.C. Aetna, Anthem Blue Cross Blue Shield, Cigna, Oscar, Tricare and United Health Care typically cover weight loss procedures. 407.206.7300 All insurance policies and group benefit plans contain exclusions and limitations. As a global health service company, Cigna's mission is to improve the health, well-being, and peace of mind of those they serve by making health. Benefits are generous and internet and phone are paid. Product availability may vary by location and product type and is subject to change. For the following services, we collaborate with Cigna's affiliate, eviCore Health (eviCore), to manage the precertification process and administration of the services. Complete the form below to enroll and get your eligible diabetes supplies shipped direct to your door. Disregard the Scranton, PA address on the ID card and submit all medical claims and correspondence to the appropriate Chattanooga, TN address shown in the tables of the November 2010 issue of Network News. They give you the run around and tell you that you need to take it up with Cigna, they dont handle thatCigna tells you that you need to talk with Bywater. I could go on but I will suffice it to say to not use this company. Worst company ever. 0000026709 00000 n Enroll Today for Fast, No Hassle Processing of Your Diabetes Supplies. Suite 200 Our office staff will happily verify your insurance benefit. Bywater's mission is to deliver our customers the best experience possible. They do offer a decent 401k package but their health insurance is not the best. Here are the plans Lovelace Medical Group accepts. Serving Central Florida for over 45 years, our services include landlord/tenant representation, owner/seller representation, investor/buyer representation, property management, site selection, property valuation, and asset management. I strongly recommend going with a different insurance company. Many PPO insurance providers are now providing coverage for Gastric Sleeve, Gastric Bypass, Distal Bypass and Lap-Band Removal. Our team of experts is laser-focused on your success. 0000013474 00000 n If you are covered by health insurance, you are strongly encouraged to consult with your health insurer to determine accurate information about your financial responsibility for a particular health care service provided by a Centura Health facility. 2The Cigna HealthCare of Florida, Inc. service area is comprised of the following counties: Brevard, Broward, Clay, Dade, Duval, Hillsborough, Lake (only zip codes 34711, 34714, 34715, 34755), Nassau, Orange, Osceola, Palm Beach, as, Polk, Seminole and Volusia (only zips 32713, 32725, 32738). Our personalized customer service, simplified ordering process and post shipment compliance program ensures you have your diabetes supplies on-time, every time! 143 0 obj <>stream Together with the TPA, our goal is to educate members so they can make better, more informed health care decisions. Hopefully some will be easier. Former Employee. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna. &A_6c${NVXd}=y2zR|2^ r];:Ml&;`V~D5;iKG`%d~HPZMcZ(h&juR %'e,jkD!X\1@ 1. - Delayed response to providers (some claims were processed 6 months after submission); The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna. On the home page, look for View claim status as a guest user under the Quick Links section. Bywater has partnered with EHCS to provide your diabetes supplies. Make an appointment with Alexandrina Saulis, MD at AdventHealth now, find contact information and more. Phone: 800-992-8088; Email: info@cwibenefits.com; Find us on: Facebook page opens in new window Twitter page opens in new window Linkedin page opens in new window. My experience with them has been so positive, I feel like Bill is someone that I can trust and recommend even to a family member. 0000011937 00000 n Life threatening cardio-pulmonary problems, (for example, severe obstructive sleep apnea, Pickwickian syndrome, obesity related cardiomyopathy). Cigna. They then left my ultrasound copay instead. Health coverage is provided subject to any deductibles, co-payment, or coinsurance provisions. As a third-party administrator, we specialize in helping small to mid-sized companies make the switch from fully insured to a self-funded plan, guiding and simplifying the process every step of the way. 0000006808 00000 n 0000009953 00000 n The customer service representative was very knowledgeable about my health plan which helped a lot ! As part of the Roundstone Insurance family, Bywater grew out of the need to offer self-insured employers participating in Roundstones group medical captive health insurance plan a better alternative for plan administration. Fortunately, many insurance companies recognize the serious health threats of obesity and do cover weight loss surgery as long as you meet the qualification requirements. The worst insurance my husband's company has ever had, my husband needs to get a CT scan done Monday and they denied it!! 0000005576 00000 n 0000027772 00000 n As strategic relationship managers, we work together collaboratively to achieve our mutual objective quality, affordable care. We offer multiple networks and Pharmacy Benefit Managers (PBMs) to meet your unique needs. Still have questions? In Michigan and Minnesota, patient care services for worksite health and wellness centers are provided by HS Clinical Services, PC, an independently owned professional corporation. They do not help you in any way. CWIBenefits, LLC (CWI), is a technology based Third Party Administrator (TPA), offering total benefits administration services and data management. 0000005737 00000 n For questions, please call 505.727.2727. Selecting these links will take you away from Cigna.com to another website, which may be a non-Cigna website. Cigna is a health and wellness company which specializes in fitness programs, individual private medical insurance and global health benefits. endstream endobj 279 0 obj <>/Metadata 20 0 R/Pages 276 0 R/StructTreeRoot 43 0 R/Type/Catalog/ViewerPreferences<>>> endobj 280 0 obj <>/Font<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/Rotate 0/StructParents 0/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 281 0 obj <>stream 0000025529 00000 n . Read more on your rights and protections against surprise medical bills here. 0000401390 00000 n Learn How to State Your Case and Earn Your Raise, Climb the Ladder With These Proven Promotion Tips. Plans are insured by Cigna Health and Life Insurance Company or its affiliates: For Arizona residents, health plans are offered by Cigna HealthCare of Arizona, Inc. For Georgia residents, health plans are offered by Cigna HealthCare of Georgia, Inc. For Illinois residents, health plans are offered by Cigna HealthCare of Illinois, Inc. For North Carolina residents, health plans are offered by Cigna HealthCare of North Carolina, Inc. For South Carolina residents, health plans are offered by Cigna HealthCare of South Carolina, Inc. For Texas residents, health plans are offered by Cigna HealthCare of Texas, Inc. For information about these plans, including Cigna company name and other information, visit https://www.cigna.com/individuals-families/shop-plans/health-insurance-plans, Connecticut General Life Insurance Company, NY - Cigna Life Insurance Company of New York (140 East 45th Street, New York, NY 10017 USA), All other states-Life Insurance Company of North America (1601 Chestnut Street, Two Liberty Place, Philadelphia, PA 19192 USA), NY - Cigna Life Insurance Company of New York (for insured plans), All other states-Life Insurance Company of North America, Administrative services for self-funded disability plans - Life Insurance Company of North America, NY - Cigna Life Insurance Company of New York, Cigna Health and Life Insurance Company, Loyal American Life Insurance Company, American Retirement Life Insurance Company, or Cigna National Health Insurance Company. 0000027895 00000 n If you are a decision maker for your employee benefits at your company, and would like additional information about CWIBenefits services please complete this form. 0 Under the Families First Coronavirus Response Act (FFCRA) and the CARES Act, individuals enrolled in a private health plan who purchase an over-the-counter COVID-19 test may be reimbursed by the health plan/insurer. We are dedicated to providing the most effective . We support the spectrum of benefit administration needs ranging from employer plans, health plans, agency back office, HRIS and other third party solution administration needs. 0000025585 00000 n In California, CWIBenefits, LLC does business as CWIBenefits Insurance Services (as agency) and CWIBenefits Administrator (as TPA). 0000397752 00000 n document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Bywater 2023 | Bywater is a third-party administrator managed by Roundstone Insurance. Being able to depend on responsiveness when its most critical provides me with a certain level of comfort., Implementation was a challenge for my team. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. We have paid out more money ourselves than the insurance has. Bywater provides employee benefits and group health insurance to small to mid size employers in the Cleveland-Elyria, OH Metro Area. We partner with you year-round, integrating our proprietary technology with attentive service and programs that help you meet your business needs and objectives. We have referred them to other property owners and will continue to do so. There is no guarantee of specific results. Edwards Health Care Services, Inc. (EHCS) is your first-choice provider of direct-to-home, high quality diabetes supplies. 331 0 obj <>stream If you have questions about coverage, payment plans, or financial assistance, please contact your insurance provider or our business office. 0000028532 00000 n To use the Claims Guest Access portal, go to kp.org/providers and select the members KP region. Many PPO insurance providers are now providing coverage for Gastric Sleeve, Gastric Bypass, Distal Bypass and Lap-Band Removal. tbc@bywater.com. IL - Cigna Dental Health of Kentucky, Inc. KY - Cigna Dental Health of Kentucky, Inc. MD - Cigna Dental Health of Maryland, Inc. MO - Cigna Dental Health of Missouri, Inc. NC - Cigna Dental Health of North Carolina, Inc. NJ - Cigna Dental Health of New Jersey, Inc. PA - Cigna Dental Health of Pennsylvania, Inc. VA - Cigna Dental Health of Virginia, Inc. Bywaters mission is to deliver our customers the best experience possible. We offer turnkey online enrollment, billing, claims and call center operations to help you meet your benefit solutions strategies and needs so you can grow your business and attentively serve your membership. Bywater has partnered with EHCS to provide your diabetes supplies. Delivering value for Third Party Administrators. To learn more, call 310-825-7163. View Top 10 List What's Included with Cigna? I'm clumsy and get hurt often and this insurance keeps denying claims making me fill out a letter every time stating I wasn't in an accident. At UCLAs Bariatric Surgery Program, we accept most of PPO insurance policies and select HMO policies with an authorization from your Primary Care Provider. In California, CWIBenefits, LLC does business as CWIBenefits Insurance Services (as agency) and CWIBenefits Administrator (as TPA). Selecting these links will take you away from Cigna.com to another website, which may be a non-Cigna website. Im excited to start 2022 with Bywater and Veracity!! 0000005821 00000 n Cigna may not control the content or links of non-Cigna websites. Benefits are generous and internet and phone are paid. The myCigna app gives you a new and improved way to easily access your important health information. This website is not intended for residents of New Mexico. For support, please emailsupport@choosebywater.comor call800.337.0792to contact customer service if you have any questions. You can easily: Verify member eligibility status View member benefit and coverage information Retrieve member plan documents View the status of your claims View member ID card Eligibility Inquiry They state this is "normal" but I've never had this issue with any insurance company before this one. When you get emergency care or get treated by an out-of-network provider at and in-network hospital or ambulatory surgical center, you are protected from surprise billing or balance billing. About Your Insurance Presbyterian Hospital accepts most major insurance, including Medicare, Medicaid, and Presbyterian Health Plan. 94 50 For example, they left me a $500 copay stating my X-ray taken at the hospital was for an outpatient hospital stay. All insurance policies and group benefit plans may have exclusions, limitations, reduction of benefits and terms under which the policy may be continued in force or discontinued. Their accounting department is fabulous. Your third-party administrator (TPA) services should work seamlessly with all of your health insurance partners. %PDF-1.4 % The list is very long, but not limited to: Access Your Member Portal at https://bywater.vbagateway.com today! Bywater is a third-party administrator (TPA) of self-funded health insurance. To request precertification, use the contact information below or visit the website for next steps. 24 hours a day, 365 days a year. *Weight loss results can vary depending on the individual. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. Our office staff will happily verify your insurance benefit. %%EOF 94 0 obj <> endobj View our Digital Toolkit for more information about our solutions available to TPAs. Bywater has been a nightmare to deal with. Read full disclaimer. Report. Cigna. 2.0. Theyre on your side when it comes to questions on claims, renewals, vendor implementation, and more. The University of California, Los Angeles (UCLA) is designated as: To schedule a consultation with UCLA Bariatric Surgery in Los Angeles, California, call us at 310-825-7163 or fill out ouronline form. Our team always puts the customer first. No vision or dental offered. "I havent had a chance to tell you thank you for all your efforts. Bywater's mission is to fully integrate with advisors and captive managers of choice while delivering the high .

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